Bay Area Christian Counseling Practice Policies

Forms of Payment Accepted

We accept cash, personal checks, money order and credit cards (Visa, MasterCard, Discover and American Express) to be applied for payment of copays, deductibles or other relevant charges. Copays/deductibles need to be made at the time of your appointment. We also accept HSA and FSA cards.

Insurances Accepted

We are currently credentialed with the following insurance companies:

  • Aetna (Commercial)
  • Anthem Blue Cross
  • Beacon Health Options (Commercial)
  • Blue Cross/Blue Shield (BCBS)
  • Blue Cross/Blue Shield Federal (BCBS FEP)
  • CareFirst BlueCross BlueShield
  • CareFirst Administrators
  • CareFirst BlueChoice
  • Cigna
  • Johns Hopkins Healthcare (EHP/USFHP)
  • Magellan
  • Managed Health Network
  • MultiPlan
  • Optum Health
  • Tricare
  • United Behavioral Health (Commercial)
  • Value Options (now Beacon Health Options-Commercial)

EAP’s accepted:

  • Aetna EAP, Beacon Health Option EAP, Cigna EAP, Corpcare, CuraLinc, DEA, Health Advocate, Mutual of Omaha, New Directions, Optum EAP, WorkPlace Options

Please confirm your counselor accepts your insurance. Not all counselors accept all of the above at this time.
We do not accept Medicare, Medicaid or any plan provided by the state.

We will contact your insurance company to check your plan, but we recommend you also contact them to get details about your coverage. A phone call to your insurance will help you to make an educated decision and avoid insurance issues later. Important questions to ask:

  • Do I have mental health insurance benefits?
  • Is the counselor I want to see on your preferred provider list?
  • If not, do I have out-of-network coverage and what is it?
  • What is my in-network and out-of-network deductible and have they been met for the year? (your deductible is the amount you must pay before your insurance starts to pay)
  • How much am I responsible to pay for each session, co-payment or co-insurance?
  • Is telehealth covered on my policy? If so, can I see any counselor or do I have to use a particular group?
  • If allowed, is the copayment or co-insurance the same for telehealth?
  • How many mental health sessions does my insurance cover per year?
  • Is a referral or preauthorization needed prior to my appointment?

Self-Pay Clients

Our self-pay fees are located on our Intake Forms. We offer a sliding scale fee that is based on your annual income for the past two (2) years, the number of dependents and your ability to pay.

Late Cancel/Missed Appointments

Our policy is for clients to provide at least 24 hours’ notice in advance of canceling a scheduled appointment. Please call the office and speak with the receptionist or leave a message on our voicemail.

Failure to provide a 24-hour notice will result in the client being charged for the total cost of the session. Your insurance company will not pay for a missed appointment.

Returned Check Fee

We will assess a $35.00 fee for all returned checks and declined credit cards.

Miscellaneous Fees and Charges

  • Court Testimony Fee: $200.00 per hour with a four (4) hour minimum $800.00. The $800.00 minimum will be paid in advance.
  • Report Preparation Fee: $150 per report
  • Letters: $25.00 to $75.00 depending on the detail that is required.
  • Arriving late to an appointment: 16-20 minutes is $40, 20-30 minutes is $75, and 30+ minutes is a full no-show fee.


We will normally be closed for the observance of the following holidays: New Year’s Day, Good Friday, 4th of July, Memorial Day, Labor Day, Thanksgiving Day, and Christmas.

You can check with the office or your counselor for any holiday closing questions.

Appointment Request and Scheduling

Your first appointment will be scheduled through the office staff and all subsequent appointments will be scheduled by our receptionist, or your counselor, or by accessing our portal. At or before your first appointment we will contact your insurance company to verify your insurance coverage, deductible and copayment/coinsurance amounts. We do our best to have appointment times available to meet the needs of our clients.

Times are set by each counselor and the times may vary. All appointment times are at the sole discretion of the counselor.

You can download our Intake Forms. We prefer to get your paperwork to us by email or fax prior to your appointment so all information can be verified in advance to avoid any problems with your insurance. If you can’t fax, email or bring the forms in prior to your appointment, please arrive at least 15 minutes early so that you can fill it out.